Drunk driver insurance claims

 · In a Monday letter to the state insurance agency, MCCA Executive Director Kevin Clinton said all vehicles insured as of Oct. 31, , will .  · If you cause an accident under the influence of alcohol, your insurer might pay for damages or the medical bills of someone you injure. Your insurance company will cover you for the damage you cause while driving recklessly. Health insurance will also pay for the emergency care if you overdose on illegal drugs.  · The short answer is that insurance should cover most if not all of your financial losses, including lost wages. If there's no doubt that you were hit by a drunk driver, an injury settlement will likely be pursued instead of a trial. But in order to be properly compensated, you'll want to understand the insurance laws in your state, the limits of insurance policies, the impact Estimated Reading Time: 4 mins.

If you were not the impaired driver during the drunk driving accident, the drunk driver’s insurance policy should cover your medical bills and car repairs or the replacement of your vehicle. If the drunk driver’s insurance company refuses to pay, you can sue the insurance company and the drunk driver for damages in civil court. Some automobile insurers like to argue that drinking and driving is intentional conduct, since that argument (if accepted) will allow the company to disclaim coverage for damages resulting from a DUI -- whether injuries and vehicle damage sustained by the driver and/or passengers in the vehicle you hit (under your liability coverage), or your own losses (under your personal injury protection or similar coverage). The short answer is that insurance should cover most if not all of your financial losses, including lost wages. If there's no doubt that you were hit by a drunk driver, an injury settlement will likely be pursued instead of a trial. But in order to be properly compensated, you'll want to understand the insurance laws in your state, the limits of insurance policies, the impact of no-fault insurance laws, and more.

Throughout your life, you may have to file several different types of insurance claims. You will find that the basic process of filing the claim is similar across most lines of insurance, but that the details vary widely. Throughout your li. learn about health insurance claims Advertisement By: Melissa Jeffries Every time you go to a new doctor, you do the same thing: Fill out long forms with all your insurance information, then give your insurance card to the receptionist. So. There isn’t anyone who's happy about the idea of being in a situation where an insurance claim needs filling. However, if this is your case, making mistakes could be costly. Therefore, learning how to file an insurance claim is essential. H.